Travel Insurance for Schengen Visa – Everything You Need to Know (2025 Guide)
Travel Insurance for Schengen Visa – Everything You Need to Know (2025 Guide)
If you're planning to visit Europe, getting a Schengen visa is your first step — and one of the key requirements is valid travel insurance. In this 2025 guide, we explain what Schengen travel insurance is, why it’s needed, and how to choose the best plan for your trip.
What Is Schengen Travel Insurance?
Schengen travel insurance is a type of policy that provides health and emergency coverage while you’re visiting one or more of the 27 Schengen countries in Europe.
Why Is It Required?
- It’s a mandatory requirement for visa approval.
- It protects you in case of medical emergencies abroad.
- It gives the embassy confidence that you won’t be a burden on their healthcare system.
Minimum Requirements for Schengen Insurance (As of 2025)
- Minimum coverage of €30,000 (approx. $32,000 USD)
- Valid in all 27 Schengen states
- Coverage for emergency medical expenses and repatriation
Top Travel Insurance Providers for Schengen Visa
1. Allianz Travel
A trusted global name offering Europe-specific insurance plans with fast claim processing.
2. AXA Schengen
AXA offers embassy-approved insurance starting from €20. Covers all Schengen countries with 24/7 assistance.
3. IMG Global
Known for budget-friendly and flexible plans. Ideal for students and families visiting Europe.
4. Europ Assistance
Officially approved by many embassies. Offers plans that can be purchased and downloaded instantly.
5. Trawick International
Popular with US travelers visiting Europe. Offers COVID-19 coverage and multilingual support.
How to Buy Travel Insurance for Schengen Visa
- Visit the official website of any listed provider
- Select "Europe" or "Schengen" travel plan
- Enter your travel dates, age, and trip duration
- Pay online and download the insurance certificate
Tips for Visa Approval
- Always attach your insurance certificate with your visa application
- Ensure travel dates on insurance match your trip
- Print both hard copy & digital version
Frequently Asked Questions (FAQ)
Q. What happens if I don’t get travel insurance?A. Your visa application will likely be rejected. Q. Is COVID-19 covered?
A. Most updated plans do include COVID-19 treatment. Always confirm before buying.
Conclusion
Travel insurance is not just a visa requ
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